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Find A Lender. In 1983, the Legislature created the VLB Veterans Housing Assistance Program (VHAP), to aid Texas Veterans in purchasing a home. Eligible Texas Veterans and Military Members have an opportunity to purchase a home with a competitive, low-interest loan with little or no down payment.

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American homeowners are cheating themselves out of thousands of dollars by using personal loans and credit cards to finance loan interest payments, instead of lower-cost options like their home.

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