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Local Loan Limits – Santa Monica, CA Loan Limit Summary. Limits for FHA Loans in Santa Monica, California range from $726,525 for 1 living-unit homes to $1,397,400 for 4 living-units. Conventional Loan Limits in Santa Monica are $726,525 for 1 living-unit homes to $1,397,400 for 4 living-units.
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