A reduction in the mortgage payment in the early years of the loan in exchange for an upfront cash payment provided by the home buyer, the seller, or both. As an illustration, a 2-1 buy down on an 8% loan results in a payment in year 1 calculated at 6%, in year two the payment is calculated at 7%, and in year 3 and thereafter it is calculated.
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Cornerstone First Financial is a home loan broker and lender* serving Washington DC, Maryland, Virginia, Georgia, Florida, Colorado, and California with mortgage, FHA and VA streamline refinance loans, home improvement loans, HECM / reverse mortgage loans, and more. That’s right!
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First Community Corporation and Cornerstone Bancorp Receive Regulatory Approvals for Pending Merger – a residential mortgage lending unit and a financial planning/investment advisory division. For more information about First Community, please visit: www.firstcommunitysc.com. About Cornerstone Bancorp.
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