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4506-T electronic signatures begin

Today, five days after President Obama signed the fiscal cliff legislation into law via autopen, the Internal Revenue Service (IRS) will begin accepting electronic signatures on the common mortgage origination document, Form 4506-T. This is the beginning of an electronic trend for the 2013 mortgage market. The acceptance of electronic signatures on the request form will reduce paperwork requirements for lenders and borrowers, and should speed up the process for closing or modifying a loan.

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Explosive allegations in BofA hearing over $8.5B MBS settlement The attorney general of Nevada is accusing Bank of America of repeatedly violating a broad loan modification agreement it struck with state officials in October 2008 and is seeking to rip up the deal so that the state can proceed with a suit against the bank over allegations of deceptive lending, marketing and loan servicing practices.

As mentioned in an earlier blog, Paperless Mortgages, the IRS has finally made a decision to start using electronic signatures on its form 4506-T. Many organizations have been using e-signatures for quite some time now; the IRS and FHA were among the few who were holding back. Anyway, the IRS has indicated that it will.

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4506-T Click on email link to begin the e -sign process. Please review and electronically sign the Form 4506-T using Veri.Tax’s eSign solution, For added security, the form is. ure related to electronic signatures and agree to do business